But should anyone ask for any financial information whatsoever, such as a bank account number, social insurance number, PayPal information, passwords, credit card details or anything else you feel uncomfortable about, do not reveal it.
And if you turn over the service records to your car, be sure to black out credit card payment details. Lesson: Keep your information private. If you think someone is acting suspiciously or fraudulently, they probably are. Genuine buyers will be more interested in the car, its condition, history and service than you. Watch for bad grammar and spelling in replies, something that often indicates an offshore scammer phishing for personal information that could be used for identity fraud.
Moral of the story? Price the car right, be patient, be suspicious and be cautious every step of the way. Sign up to receive Driving. A welcome email is on its way. If you don't see it, please check your junk folder. The next issue of Driving. We encountered an issue signing you up. The dismal state of maternal care in the United States reflects how our health care system has failed women of color, including by not adequately studying treatment options to prevent maternal morbidity and mortality.
The need for RWE is clear when you consider the persistent disparities in health outcomes that plague minority communities. Preterm birth and its disproportionate impact on women of color is a stark illustration of the need to make progress on representative research in maternal health.
Preterm birth is the second-largest contributor to infant death in America today. Despite the tremendous physical, emotional, and financial toll that preterm birth continues to take on our country — disproportionately so on women and families of color — not enough therapeutic tools currently exist to prevent it.
Unfortunately there is conflicting evidence from two different clinical trials, one representative of a diverse U. If 17P is withdrawn, the women most affected by preterm birth, predominantly women of color, would be left without an FDA-approved treatment option. The FDA is considering the path forward, including additional data collection through leveraging RWE from past patient use.
The success of the first approval trial for 17P in the impacted communities signals the importance of RWE. Continued access to 17P is, at its core, a matter of health equity. Black women must not yet again be left vulnerable to a system that historically has overlooked them. Food and Drug Administration FDA for granting a public hearing to discuss 17P, the only FDA-approved class of branded and generic treatments to reduce preterm birth in indicated patients.
In , the FDA proposed withdrawing 17P in all its forms, including the branded product and its five generic versions, based on conflicting efficacy data from two studies composed of vastly different populations, one predominantly inclusive of women in the U. While the hearing date has not yet been set, the Alliance looks forward to sharing the perspectives of affected individuals and their physicians with the agency once the hearing is scheduled and will continue to advocate for at-risk moms and babies of all races and ethnicities.
Formed in by the National Consumers League, the 15 partners in the PBPA seek to improve preterm birth outcomes in the United States by maintaining access to safe, FDA-approved treatment options and advocating for more diverse medical research that adequately represents the experiences of women and newborns of color. Women of color need a seat at the table. To learn more, visit www. For the fifth year in a row, the U. Preterm birth also represents a significant racial health disparity, with Black women in America experiencing premature delivery at a rate 50 percent higher than other racial groups throughout the country.
The FDA is currently determining whether to hold a hearing on the status of 17P, based on conflicting efficacy data from two studies composed of vastly different patient populations, one inclusive of women in the U. Top GOP hawks warn Biden against nuclear cuts.
Ad Microsoft. Full screen. Last updated: June 4, Microsoft and partners may be compensated if you purchase something through recommended links in this article. How You Can Avoid It The secret to avoiding this scam can go a long way to protecting you from all used car scams and all fraud in general — use common sense.
The Third-Party Scam Criminals who run that scam and many others often try to legitimize their ruses by faking partnerships with reputable third-party organizations like eBay Motors. Slideshow continues on the next slide. How You Can Avoid It Criminals using this scam work hard to fabricate their relationships with trusted third parties. Gift Card Scam Another hallmark of many scams targeting used car buyers is a request for gift cards as payment.
Wire Transfer Scam Like gift cards, wire transfer requests are a hallmark of many commonly used car scams. Purchase Protection Plan Scam Legitimate companies like eBay Motors offer a vehicle purchase protection plan with some of the vehicles sold through their platform. Escrow Scam Another way scammers get their victims to lower their guards and pay in advance is by creating a fake escrow account.
How You Can Avoid It Never pay in advance, even if the payment goes to a supposedly legitimate escrow service. Curbstoning Curbstoners, as these types of scammers are called, can be either shady private sellers or unscrupulous dealers. Title Washing The title washing scam conceals or erases salvage brandings that serve as a warning on titles for cars that insurance companies have deemed to be a total loss after events like an accident or flood.
Car Cloning Car-cloning is a sophisticated scam where criminals use stolen VIN numbers and fraudulent documents to make a stolen car appear to be legitimate.
Deposit Fraud Deposit fraud is simple and effective. The following tips will help you avoid the pitfalls of used car fraud no matter how crafty the scammers are: Use common sense and listen to your gut — if something feels fishy or if a deal seems too good to be true, it probably is.
Try to deal with local sellers only and never deal with a seller who refuses to meet in person. Research the buyer, including their name, email address and phone number.
Be leery of sellers who try to rush the sale. Never trust a seller who claims a vehicle is guaranteed by eBay Motors, PayPal or any other online marketplace. Asking for personal information. Some buyers may promise to wire money to obtain personal information, such as: Social Security numbers. Bank account information. Credit card numbers. This may be an attempt at identity theft.
Safe Tips for Vehicle Sellers In order to avoid these common scams, use these tips : Verify checks before you transfer the title. To be safe, verify checks with the issuing bank instead of waiting for the check to clear with your bank. If possible, complete the transaction at the buyer's bank to be sure the funds are available.
Don't ship cars overseas until all payments clear. Be wary of unknown escrow services. A third-party escrow can be a good way to make a safe, secure transaction—just remember that you'll want to use a reputable lawyer or bank. Don't agree to use an escrow as part of the transaction until you've researched the escrow service first.
If you aren't sure, the Better Business Bureau can help. Document everything. Make sure you keep a copy of anything that's signed. Document the entire process and keep records of phone numbers, names, and other information.
This will help if an investigation is required down the road. Screen callers.
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